Medicare Counseling
Understand your Medicare choices
2026 open enrollment October 15th through December 7th
FSA’s Health Insurance Counseling and Advocacy Program (HICAP) offers free, unbiased information and counseling about Medicare. A certified counselor can help you understand coverage choices and find answers to your questions.
How HICAP can help
- Understand Medicare coverage and benefits.
- Compare Medicare Advantage and supplemental insurance options.
- Review prescription drug plan choices and learn about help with prescription costs.
- Identify the most cost-effective Prescription Drug Plans.
- Learn about help available to pay for prescriptions.
- Get guidance on Medicare or Medicare Advantage appeals and billing questions.
- Understand long-term care insurance options.
HICAP appointments are available in San Luis Obispo and Santa Barbara counties. For questions about HICAP, email hicap@fsacares.org. Please do not send Medicare numbers or medical details by email.
