2026 Open Enrollment
Review your Medicare coverage
Medicare Open Enrollment runs from October 15 through December 7, 2026. During this time, people with Medicare can review their health and prescription drug coverage and make changes for the following year. You can keep your coverage if it still meets your needs.
HICAP provides free, unbiased counseling to help you understand your choices. A counselor can help you compare options without steering you toward a particular plan.
How HICAP can help
- Understand Medicare coverage and benefits.
- Compare Medicare Advantage and supplemental insurance options.
- Review prescription drug plan choices and learn about help with prescription costs.
- Identify the most cost-effective Prescription Drug Plans.
- Learn about help available to pay for prescriptions.
- Get guidance on Medicare or Medicare Advantage appeals and billing questions.
- Understand long-term care insurance options.
HICAP appointments are available in San Luis Obispo and Santa Barbara counties. For questions about HICAP, email hicap@fsacares.org. Please do not send Medicare numbers or medical details by email.
Get ready to review
- Look at your current plan notice and any changes for next year.
- List your doctors, pharmacies, and prescriptions so you can check coverage and costs.
- Write down the questions you want to ask, whether they are for you or for someone you help care for.
For official enrollment information and plan comparison, visit Medicare.gov’s Open Enrollment guide.